Products

Deposit Accounts:

Share Accounts (Savings)
Minimum Balance $25.00
  • Dividend paid semi-annualy.
  • Dividend paid on 12/31/11 - 0.03% APY 0.03% (does not imply or guarantee future rate/yield)
  • $5.00 membership fee required.
  • $2.00 monthly fee if balance falls below $25.00.
  • $10.00 fee for accounts closed within 1 year of opening.
 
Share Draft Accounts (Checking)
Minimum Balance $300.00
  • 0.00% Interest paid on balance over $300.00. (APY 0.00%)
  • $3.00 monthly maintenance fee if balance falls below $300.00
  • No per check fees
  • Basic Share Draft Accounts are available.
 
Holiday / Vacation Club
  • Minimum of $ 10.00 and multiples thereof, runs for 52 weeks.
  • Dividend of 0.20%, ( APY 0.20% ) payable on completion.
  • Holiday Club start on Nov. 1st and ends on Oct. 31st of next year.
  • Vacation Club Start on May 1st and ends on Apr. 30th of next year.
 
Certificate of Deposit
Minimum Balance $1000.00

1, 2 and 3 years maturity available.

  • CD Rate for 1 year 0.10%      APY 0.10%
  •                    2 year 0.20%       APY 0.20%
  •                    3 year 0.30%       APY 0.30%
 
Individual Retirement Accounts
Minimum Balance $1000.00
  • 1, 2 and 3 years maturity available.
 
Other Services
  • Payroll Deduction
  • Direct Deposit
  • Money Orders
  • ATM/Bill Pay and Debit Cards are available for your convenience.
  • Mortgages are available through CUC Mortgage
  • Financial Services and Financial Calculators available through Member Financial Network

 
LOANS:
 
New Auto
  • 100% financing
  • 1-3 Years              1.90% APR
  • 4 Years                       2.90% APR
  • 5 Years                       2.90% APR
  • 6 Years                       3.90% APR
  • 7 Years                       4.25% APR
Used Auto
  • Loan Value NADA Book
  • 1 to 3 Years                  4.25% APR
  • 4 Years                        4.75% APR
  • 5 years                         5.25% APR
 
Personal Loans
  • For any worthwhile purpose
  • 1 to 4 Years                   7.90% APR
    5 Years                          8.90% APR
 
Holiday/Vacation Loans
  • 12 Month / $ 2500.00 Max.      4.90% APR 
 
Home Improvement Loans
  • 1 to 5 Years                    7.25% APR
Rates are subject to change without notice. Please call credit union to verify the current rates. Rates quoted, apply to qualified borrowers. Loans paid by payroll deduction, are charged 1/4% less on quoted rates. Application must include $ 10.00, Credit Report Fee.
Last updated  04/10/2012

 


 

 

 

 

 

 

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